Dashboard
Compliance feature baseline + KNODE graph intelligence
Regulatory Engine
V0.40 Integrated13 Sector Families
→CBCS / CGA / FIU
→Products / Activities
→Applicability
→Controls / Reporting
→CaaS Marketplace
One jurisdiction-driven master now drives both the regulatory perimeter and applicability engine. Curaçao is the first active jurisdiction. FIU amount thresholds remain behind a production verification gate until the current 2026 amount-designation rules are validated.
◔
Overall Compliance Score
82%
Good
♙
Clients
1,248
↑ 12 this month
◇
High Risk Clients
32
↓ 3 this month
▣
Open Cases
78
↑ 5 this month
✈
UTRs This Month
6
= vs last month
◷
Overdue Tasks
24
View all
Compliance Status by Domain
KYC/KYB · Screening · Transactions · Risk · Policies · Controls · Training · Reporting
Risk Distribution (Clients)
● Low Risk
652 (52%)
652 (52%)
● Medium Risk
412 (33%)
412 (33%)
● High Risk
152 (12%)
152 (12%)
● Very High Risk
32 (3%)
32 (3%)
Recent Regulatory Changes
| CBCS Guidance on ML/TF Risk Assessment |
| EU EU AML Package · Regulation (EU) 2024/1624 |
| CBCS Guideline on Beneficial Ownership |
My Tasks
| Review High Risk Client Client: ABC Trading Ltd. | High Due: Today |
| Approve EDD Report Global Investments N.V. | Medium Due: Today |
| KYC Update Required Client: John Doe | High 1 day |
| Policy Review AML Policy | Medium 3 days |
Alerts
!New High Risk Client
Caribbean Holdings Ltd.
High Risk Score: 85
2 hours ago
High Risk Score: 85
2 hours ago
!PEP Match Found
Screening Alert
Potential Match
4 hours ago
Potential Match
4 hours ago
!Large Transaction
USD 1,250,000
Client: XYZ Corp.
6 hours ago
Client: XYZ Corp.
6 hours ago
◇Document Expiring
Trade License
Expires in 7 days
1 day ago
Expires in 7 days
1 day ago
!Overdue Review
Client: LMN Group
Review overdue
1 day ago
Review overdue
1 day ago
Compliance Workflow Status
✓
Identify
Complete✓
Assess
Complete✓
Analyze
Complete4
Approve
In Progress5
Monitor
Pending6
Review
Pending| Client | Workflow | Current Step | Owner | Updated |
|---|---|---|---|---|
| ABC Trading Ltd. | Onboarding | 4. Approve | AB | 1 hour ago |
| Global Investments N.V. | Enhanced Review | 3. Analyze | JS | 2 hours ago |
| XYZ Corporation | Periodic Review | 5. Monitor | MW | 5 hours ago |
| LMN Group | Exit | 2. Assess | AB | 1 day ago |
Recent Deliverables
| 📄 UBO Assessment Report ABC Ltd. · ORD-1048 | Delivered | Today |
| 📄 KYC Report DEF Holding · ORD-1047 | Delivered | Yesterday |
| 📄 Risk Assessment (SIRA) GHI Bank · ORD-1046 | Delivered | 2 days ago |
| 📄 AML Policy v2.1 MNO N.V. · ORD-1044 | Approved | 3 days ago |
| 📄 UTR / goAML Report Case #C-2024-015 | Filed | 5 days ago |
Marketplace Orders
| Complex UBO Investigation ORD-1048 · ABC Ltd. | In Progress |
| KYC Full Service ORD-1047 · DEF Holding | Completed |
| Risk Assessment (SIRA) ORD-1046 · GHI Bank | In Progress |
| AML Policy Update ORD-1044 · MNO N.V. | In Progress |
Activity Feed
| UTR filed to FIU Case #C-2024-015 | 2 hours ago |
| New client onboarded PQR Investments Ltd. | 4 hours ago |
| Policy updated AML Procedure - CDD | 6 hours ago |
| Training completed AML Refresher 2024 | 8 hours ago |
Client Lifecycle
| Client | Type | Risk | KYC | Next Review |
|---|---|---|---|---|
| ABC Trading Ltd. | Corporate | High | Complete | 31 Oct 2026 |
| DEF Holding | Holding | Medium | Complete | 15 Jan 2027 |
| GHI Bank | Financial Institution | Low | Complete | 01 Feb 2027 |
KYC / KYB Workspace
Identity
→
Corporate Registry
→
Representatives
→
UBO
→
Screening
→
Risk Recommendation
→
Approval
UBO / Ownership Graph
Graph-native ownership analysis with direct/indirect ownership, control paths, layers, nominees, circular ownership and cross-client relationships.
Maria UBO · 60%
→
Alpha Holdings · Layer 2
→
ABC Trading · Client
Screening & EDD
| Subject | PEP | Sanctions | Adverse Media | Country Risk | Decision |
|---|---|---|---|---|---|
| Maria Example | Clear | Clear | Review | Medium | EDD |
Client Risk Assessment
Inherent risk → controls → control effectiveness → residual risk → rationale → approval.
Inherent
HIGH
HIGH
Control Effectiveness
82%
82%
Residual
MEDIUM
MEDIUM
Open Findings
2
2
Transaction Monitoring
Rules, typologies, thresholds, behavioral monitoring, graph patterns, alert generation and analyst disposition.
Alerts & Cases
| Case | Trigger | Priority | Owner | Status |
|---|---|---|---|---|
| CASE-2026-015 | Large unusual transaction | High | JS | Investigating |
UTR / FIU / goAML
Case
→
Suspicion Decision
→
SAR Draft
→
Review
→
Sign-off
→
FIU/goAML
Enterprise Risk Assessment / SIRA / SARA
Questionnaires, evidence, inherent risk, measures, controls, residual risk, annual reassessment and management approval.
Policy & Procedure Intelligence
Regulation
→
Obligation
→
Policy
→
Procedure
→
Work Instruction
→
Control
| Document | Version | Owner | Status | Next Review |
|---|---|---|---|---|
| AML Policy | 2.1 | MLRO | Effective | 30 Jun 2027 |
| CDD Procedure | 3.1 | Compliance | Approved | 01 May 2027 |
Controls & Evidence
Control library, testing, effectiveness, evidence lineage, findings, remediation and retesting.
Global Regulatory Intelligence Stack
IntegratedAuthority libraries, traceability, sector/entity registry, products/activities, FIU rules, perimeter, applicability and CaaS matching are connected through a jurisdiction-driven global regulatory master. Curaçao is currently the first active implementation.
Regulatory Intelligence
Regulatory inventory → obligations → impact analysis → affected policies/procedures/controls/clients → remediation order.
Global Regulatory Engine
Jurisdiction-drivenThe engine architecture is global. Curaçao is the first implemented jurisdiction and currently supplies the active regulatory dataset.
Sector Families13
CBCS9 families
CGAGaming family
FIU/DNFBP3 families
Product LayerIncluded
ApplicabilityExpandable
Regulatory Perimeter · Jurisdiction Sector Master
Expanded perimeter used as the canonical sector/entity/product source for the Applicability Engine. Sector supervision is based on current CBCS, CGA and FIU public classifications.
Curaçao
→Authority
→Sector Family
→Entity Type
→Product / Activity
→FIU Set
→Obligations
Sector Families
Credit InstitutionsCBCS
FIU: B
Insurance & Insurance BrokersCBCS
FIU: L
Pension FundsCBCS
FIU: Activity-dependent
Investment Institutions & AdministratorsCBCS
FIU: E / A
Trust Service ProvidersCBCS
FIU: F
Securities ExchangeCBCS
FIU: Activity-dependent
Securities Intermediaries & Asset ManagementCBCS
FIU: N
Money Transfer CompaniesCBCS
FIU: T
VASP / PSP / EMICBCS
FIU: O / M / P
GamingCGA
FIU: C / G / N
Real EstateFIU
FIU: VR
Legal / Notarial / Accounting / Tax / AdministrationFIU
FIU: VA / VN / VC / VT / VK
Designated Dealers & FactoringFIU
FIU: HV / HJ / HB / I
Entity Types
Products / Activities
FIU Indicator Family
Core Obligation Families
Coverage Note
CBCS currently presents supervision categories for credit institutions, institutional investors/insurance brokers, investment institutions/administrators, TSPs, securities exchange, securities intermediaries/asset management and money transfer; its application forms additionally identify VASP, PSP and EMI requirements. FIU maintains separate reporting-sector indicator families. CGA separately covers land-based casinos, lotteries/bingo/bon ku ne and online gaming, and AML/CFT supervision for gaming.
Applicability is jurisdiction → authority → sector → entity type → product/activity → status → obligations → controls/reporting.
EngineRule-based
AuthoritiesCBCS · CGA · FIU
InputsEntity + Activity
OutputsObligations + Controls
MarketplaceAuto-match
AuditabilityExplainable
KNODE Applicability Engine
Determines which authorities, obligations, FIU indicator families, controls, reports and KNODE services apply to an entity based on sector, product/service, activity and regulatory status.
Entity Profile
→Sector
→Product / Activity
→Regulatory Status
→Authority
→Obligations
→Controls / Reports
→Marketplace Match
1. Entity Regulatory Profile
2. Applicability Result
Ready for assessment
Select the entity profile and run the engine.
Applicable Authorities / Relationships
FIU Indicator Family
Applicable Obligations
Required Controls / Evidence
Reporting Requirements
Recommended KNODE Services
3. Explainability / Decision Trail
| Step | Rule | Result |
|---|---|---|
| Sector | Entity sector selects regulatory perimeter | — |
| Entity Type | Entity classification narrows the supervisory perimeter | — |
| Product | Actual product/service confirms activity scope | — |
| Status | Licence/registration/dispensation status affects permissions | — |
| Authority | Typed relationships determine regulator roles | — |
| FIU | Reporting entity + sector determines indicator family | — |
| Marketplace | Gaps / needs match KNODE CaaS services | — |
4. Engine Output Object
Curaçao · Regulated Products & Services Registry
Products/services are a separate applicability dimension between entity type and transaction. This prevents KNODE from applying a rule merely because a company belongs to a broad sector.
Entity
→Sector
→Product / Service
→Activity
→Authority
→FIU Indicator Set
→Transaction Rule
Product & Service Catalogue (28)
Deposit / Savings AccountB
Banking / Credit Institutions · CBCS
Payment / Wire TransferB
Banking / Credit Institutions · CBCS
Life Insurance PolicyL
Life Insurance · CBCS
Investment Fund / ParticipationE
Investment Institutions · CBCS
Fund AdministrationA
Fund Administrators · CBCS
Company Formation / EstablishmentF
Trust / Company Services · CBCS
Management / DirectorshipF
Trust / Company Services · CBCS
Registered Office / AdministrationF
Trust / Company Services · CBCS
Domestic / International RemittanceT
Money Transfer · CBCS
Credit / Prepaid CardM
Payment / Card Services · CBCS
Securities IntermediationN
Securities / Asset Management · CBCS
Asset ManagementN
Securities / Asset Management · CBCS
Virtual Asset Exchange / TransferO
Virtual Assets · CBCS
Electronic Money / WalletP
Electronic Money · CBCS
Remote Games of ChanceG
Online Gaming · CGA
Game / Sportsbook / P2P / Live Studio SupplyActivity-dependent
Critical Gaming Supplier · CGA
Casino Gaming / Chips / CreditsC
Land-based Casino · CGA
Lottery / Bingo / Bon ku NeN
Lottery · CGA
Real Estate Brokerage / Transaction AssistanceVR
Real Estate · FIU
Covered Legal / Transaction ServiceVA
Legal Services · FIU
Covered Notarial ServiceVN
Notarial Services · FIU
Covered Accounting ServiceVC
Accounting · FIU
Covered Tax Advisory ServiceVT
Tax Advisory · FIU
Vehicle Sale / PurchaseHV
Vehicle Dealers · FIU
Jewelry / Precious Asset SaleHJ
Precious Metals / Stones · FIU
Building / Construction Material SaleHB
Building Materials · FIU
Factoring / Receivables FinanceI
Factoring · FIU
Administrative / Bookkeeping ServiceVK
Administrative Offices · FIU
Regulated Activity
Authority
FIU Indicator Family
Risk / Data Dimensions
Applicability Output
Why Product-Level Mapping Matters
The legal trigger can depend on the service actually rendered. KNODE therefore stores Product_ID and Activity_ID on client relationships and transactions. A professional-services firm, for example, is not automatically treated as reportable for every service it provides; the engine evaluates whether the actual service/activity falls within the applicable AML scope.
Current-law verification checkpoint
Production GatePrototype rules currently include the modelled 2015/2024 RIOT framework. Current 2026 amount-designation legislation must be validated and versioned before threshold rules are activated for production decisions.
FIU Curaçao · Indicator Rule Engine
Versioned executable rules derived from the sector indicator framework. Current legal basis modeled here: RIOT 2015 PB 73 + 2024 PB 60 amendment.
Transaction
→Service / Sector
→Indicator Version
→Objective Rules
→Subjective Rule
→Hit / Review
→Deadline
→goAML
Current Rule Library
FIU-COMMON-AObjective
All indicator appendices · No amount threshold
FIU-COMMON-BObjective
All indicator appendices · No amount threshold
FIU-SUBJ-211Subjective
All reporting entities · No amount threshold
B-CASH-20Objective
Banks / general Appendix A providers · NAf 20,000+
B-PERS-20Objective
Banks / general Appendix A providers · NAf 20,000+
B-BUS-100Objective
Banks / general Appendix A providers · NAf 100,000+
B-WIRE-1MObjective
Banks / general Appendix A providers · NAf 1,000,000+
L-CASH-20Objective
Life Insurance / Intermediaries · NAf 20,000+
L-WIRE-500Objective
Life Insurance / Intermediaries · NAf 500,000+
M-CARD-CASH5Objective
Credit Card / Payment Services · NAf 5,000+
M-CARD-USE20Objective
Credit Card / Payment Services · NAf 20,000+
T-TRANSFER5Objective
Money Remittance · NAf 5,000+
C/G/N-GAME5Objective
Casino / Internet Gaming / Lottery · NAf 5,000+
F-TSP-CASH20Objective
Trust / Company Service Providers · NAf 20,000+
E-INV-CASH20Objective
Investment Institutions · NAf 20,000+
A-ADMIN-CASH20Objective
Investment Fund Administrators · NAf 20,000+
N-SEC-CASH20Objective
Securities Intermediaries / Asset Managers · NAf 20,000+
O-VASP-CASH20Objective
Virtual Asset Service Providers · NAf 20,000+
O-VASP-TX30Objective
Virtual Asset Service Providers · NAf 30,000+
P-EMI-SANObjective
Electronic Money Providers · No amount threshold
Trigger
Threshold
Deadline
Executable Logic
Legal Source Pointer
Rule Test Console
Governance
Every rule has a legal-source pointer and must be versioned by publication/effective date. A regulation change creates a new rule version rather than overwriting historical logic. This preserves the exact rule that applied when an alert or FIU decision was made.
Reporting Sector Mappings22
AuthoritiesCBCS · CGA · FIU
Indicator Prefixes22
goAMLRequired
Objective Rule48h / Bank 5d
Subjective Workflow24h → 10d → 48h
Curaçao · Supervised Sector + FIU Reporting Master
Central applicability layer across CBCS, CGA and FIU. Sector supervision and FIU reporting are separate typed relationships.
Entity
→Sector
→Supervisor(s)
→FIU Reporting Entity?
→Indicator Set
→Trigger
→Deadline
→goAML
Reporting Sectors
Banking / SavingsB
CBCS · FIU reporting
Trust & Company ServicesF
CBCS · FIU reporting
Investment InstitutionsE
CBCS · FIU reporting
Investment Fund AdministratorsA
CBCS · FIU reporting
Money RemittanceT
CBCS · FIU reporting
Life Insurance & IntermediariesL
CBCS · FIU reporting
Credit Card CompaniesM
CBCS · FIU reporting
Land-based CasinosC
CGA · FIU reporting
Internet / Online GamingG
CGA · FIU reporting
LotteriesN
CGA · FIU reporting
Real EstateVR
FIU · FIU reporting
Car DealersHV
FIU · FIU reporting
Precious Metals / StonesHJ
FIU · FIU reporting
Building MaterialsHB
FIU · FIU reporting
Attorneys / Legal AdvisersVA
FIU · FIU reporting
NotariesVN
FIU · FIU reporting
AccountantsVC
FIU · FIU reporting
Tax ConsultantsVT
FIU · FIU reporting
Administrative OfficesVK
FIU · FIU reporting
Factoring ServicesI
FIU · FIU reporting
Civil Code Trust RepresentativesR
FIU · FIU reporting
CBCS as Reporting EntityZ
CBCS/FIU · FIU reporting
Relationships
FIU Indicator Set
Reporting Scope
Timing Engine
goAML / Report Data
FIU Reporting Matrix
| Sector | Primary sector supervisor | FIU indicator prefix | Objective reporting | goAML registration |
|---|---|---|---|---|
| Banking / Savings | CBCS | B | 5 working days | Yes |
| Trust & Company Services | CBCS | F | 48 hours | Yes |
| Investment Institutions | CBCS | E | 48 hours | Yes |
| Investment Fund Administrators | CBCS | A | 48 hours | Yes |
| Money Remittance | CBCS | T | 48 hours | Yes |
| Life Insurance & Intermediaries | CBCS | L | 48 hours | Yes |
| Credit Card Companies | CBCS | M | 48 hours | Yes |
| Land-based Casinos | CGA | C | 48 hours | Yes |
| Internet / Online Gaming | CGA | G | 48 hours | Yes |
| Lotteries | CGA | N | 48 hours | Yes |
| Real Estate | FIU | VR | 48 hours | Yes |
| Car Dealers | FIU | HV | 48 hours | Yes |
| Precious Metals / Stones | FIU | HJ | 48 hours | Yes |
| Building Materials | FIU | HB | 48 hours | Yes |
| Attorneys / Legal Advisers | FIU | VA | 48 hours | Yes |
| Notaries | FIU | VN | 48 hours | Yes |
| Accountants | FIU | VC | 48 hours | Yes |
| Tax Consultants | FIU | VT | 48 hours | Yes |
| Administrative Offices | FIU | VK | 48 hours | Yes |
| Factoring Services | FIU | I | 48 hours | Yes |
| Civil Code Trust Representatives | FIU | R | 48 hours | Yes |
| CBCS as Reporting Entity | CBCS/FIU | Z | 5 working days | Yes |
Subjective Indicator Decision Engine
Executed / Intended Transaction
→Red Flag / Profile Deviation
→Internal CO ≤24h
→Research ≤10 Working Days
→ML/TF Suspicion?
→Report ≤48h
→goAML Evidence
A subjective report is based on reasonable indications derived from knowledge of the client, income, business activities and other relevant circumstances. KNODE therefore stores the facts, red flags, graph relationships, analyst rationale, reviewer decision and the exact indicator version used.
Important Scope Rule
FIU reporting covers unusual transactions noticed while rendering the service, including executed and intended transactions. The duty is independent of whether another party in the service chain also has a reporting obligation. Production rules must therefore determine applicability per service/activity, not merely by the organisation's broad industry label.
FIU Frameworks7
Reporting ChannelgoAML
DNFBP Families4
Cross-Sector ReportingModeled
RelationshipReports_To
Curaçao Authorities3/3
FIU Curaçao · AML Supervision & Reporting Library
Third Curaçao authority layer. FIU reporting is deliberately separated from CBCS/CGA licensing and prudential/sector supervision.
Entity
→AML Applicability
→CDD / Monitoring
→Unusual Transaction
→Internal Assessment
→FIU / goAML
→Evidence / Statistics
FIU Frameworks
Unusual Transaction ReportingFramework-mapped
FIU-REPORT
goAML Registration & SubmissionFramework-mapped
FIU-GOAML
Real EstateFramework-mapped
FIU-REAL
Designated DealersFramework-mapped
FIU-DEAL
Legal & Notarial ProfessionsFramework-mapped
FIU-LEGAL
Accounting, Tax & AdministrationFramework-mapped
FIU-ACC
Cross-Sector FIU RelationshipArchitecture-mapped
FIU-XSECTOR
Authority Roles
Covered Entity Types
Source Families
Obligation Families
Multi-Regulator Example
| Entity | Relationship | Authority | Meaning |
|---|---|---|---|
| Trust Service Provider | Licensed_By / Supervised_By | CBCS | Sector licensing and supervision |
| Trust Service Provider | Reports_To | FIU Curaçao | Unusual-transaction reporting |
| Online Gaming Operator | Licensed_By / AML_Supervised_By | CGA | Gaming licence and AML supervision |
| Online Gaming Operator | Reports_To | FIU Curaçao | Unusual-transaction reporting |
| Real Estate Agent | AML_Supervised_By / Reports_To | FIU Curaçao | AML supervisory/reporting relationship; not modeled as a general FIU business licence |
FIU Case & Reporting Data Model
Alert
→Case
→Indicator(s)
→Analyst Decision
→Compliance Approval
→goAML Report
→FIU Reference
→Audit Evidence
KNODE stores both reported and non-reported decisions, including rationale, reviewer, timestamp, evidence, indicator version and reporting reference. This allows later management reporting and regulatory examination without reconstructing the decision trail.
CGA Frameworks7
Online GamingLOK
AML/CFT ScopeAll Gaming
Supplier RegimeModeled
Player ProtectionIncluded
Next AuthorityFIU
CGA · Regulatory Framework Library
Second Curaçao authority content layer. CGA is modeled by supervisory role rather than as one generic regulator relationship.
CGA
→Gaming Segment
→Licence / Notification
→LOK / AML Framework
→Licence Conditions
→Obligations
→Controls / Evidence
Gaming Frameworks
Online GamingFramework-mapped
CGA-ONLINE
Critical Gaming SuppliersFramework-mapped
CGA-SUPPLIER
Land-based CasinosFramework-mapped
CGA-LAND
Lotteries / Bingo / Bon ku NeScope-mapped
CGA-LOT
Gaming AML/CFT/CPF — cross-sectorFramework-mapped
CGA-AML
Responsible Gaming / Player ProtectionFramework-mapped
CGA-RG
Information Security & Operational ResilienceFramework-mapped
CGA-SEC
Supervisory Roles
Entity Types
Official Source Families
Obligation Families
CGA Supervisory Relationship Rules
| Relationship | Example | KNODE Meaning |
|---|---|---|
| Licensed_By | Online gaming operator → CGA | Formal authorisation to operate |
| Notified_To | Certain charitable gaming activities → CGA | Notification rather than licence where applicable |
| Supervised_By | Online / land-based gaming → CGA | Ongoing regulatory supervision |
| AML_Supervised_By | All gaming in/from Curaçao → CGA | AML/CFT supervisory relationship |
| Reports_To | Gaming entity → FIU Curaçao | Unusual-transaction reporting relationship kept separate from CGA supervision |
CBCS Sector Frameworks8
Deep-mapped1
Framework-mapped5
Scope-mapped2
Current 2026 SourcesIncluded
Next AuthorityCGA
CBCS · Legislation, Guidance & Reporting Library
Curaçao financial-sector content layer. Each sector now connects its primary supervisory framework to current CBCS guidance, reporting obligations and operational obligation families.
CBCS
→Sector
→Primary Framework
→Guidelines / Circulars
→Reporting
→Obligations
→Controls
Sector Frameworks
Trust Service ProvidersDeep-mapped
CBCS-TSP
Credit InstitutionsFramework-mapped
CBCS-BANK
Insurance & Insurance BrokersFramework-mapped
CBCS-INS
Investment Institutions & AdministratorsFramework-mapped
CBCS-FUND
Securities Intermediaries & Asset ManagementFramework-mapped
CBCS-SIAM
Money Transfer CompaniesFramework-mapped
CBCS-MTC
VASP / PSP / EMIScope-mapped
CBCS-DIG
Securities ExchangeScope-mapped
CBCS-EXCH
Guidelines / Circulars / Supporting Sources
Reporting / Supervisory Submissions
Obligation Families
CBCS Coverage Matrix
| Sector | Primary Framework | Guidance Sources | Reporting Types | Mapping Status |
|---|---|---|---|---|
| Trust Service Providers | NOST / Landsverordening toezicht trustwezen (PB 2003 no.114; consolidated text GT 2019 no.93) | 9 | 4 | Deep-mapped |
| Credit Institutions | CBCS credit-institution supervisory legislation and licensing framework | 5 | 3 | Framework-mapped |
| Insurance & Insurance Brokers | CBCS insurance supervisory framework | 5 | 4 | Framework-mapped |
| Investment Institutions & Administrators | CBCS investment-institution / administrator supervisory framework | 4 | 3 | Framework-mapped |
| Securities Intermediaries & Asset Management | NOSSIAM — N.G. 2016 no.79 | 3 | 3 | Framework-mapped |
| Money Transfer Companies | National Ordinance on Supervision of Money Transfer Companies — 2014 | 3 | 3 | Framework-mapped |
| VASP / PSP / EMI | CBCS sector-specific licensing / registration framework | 3 | 3 | Scope-mapped |
| Securities Exchange | CBCS securities-exchange supervisory framework | 2 | 2 | Scope-mapped |
Content Governance
Production rule: a sector may only move from Scope-mapped → Framework-mapped → Deep-mapped after official sources are captured, version metadata is stored, material obligations are extracted, mappings are reviewed and a compliance/legal validator signs off. Regulatory Radar then watches the underlying official CBCS source URLs for change.
Curaçao Sector Families13
CBCS Families9
CGA Families1
FIU AML Families3
Relationship TypesTyped
JurisdictionCuraçao
Curaçao · Sector & Entity Type Registry
Operational layer between supervisory authorities and regulations. The same legal entity can have multiple authority relationships and statuses; KNODE therefore stores each relationship independently.
Curaçao
→Authority
↔Role
↔Sector Family
→Entity Type
→Supervisory Status
→Regulatory Framework
Sector Families
Banking / Credit InstitutionsCUR-BANK
CBCS · Supervised_By / Licensed_By
Insurance & Insurance BrokersCUR-INS
CBCS · Supervised_By / Licensed_By
Pension FundsCUR-PEN
CBCS · Supervised_By
Investment Institutions & AdministratorsCUR-FUND
CBCS · Supervised_By / Licensed_By / Registered_With
Trust Service ProvidersCUR-TSP
CBCS · Supervised_By / Licensed_By
Securities Intermediaries & Asset ManagementCUR-SEC
CBCS · Supervised_By / Licensed_By / Registered_With
Securities ExchangeCUR-EXCH
CBCS · Supervised_By / Licensed_By
Money Transfer CompaniesCUR-MTC
CBCS · Supervised_By / Licensed_By
VASP / PSP / EMICUR-DIG
CBCS · Licensed_By / Registered_With
GamingCUR-GAM
CGA · Licensed_By / Supervised_By / AML_Supervised_By
Real EstateCUR-REAL
FIU · AML_Supervised_By / Reports_To
Legal, Notarial, Accounting & TaxCUR-PROF
FIU · AML_Supervised_By / Reports_To
Designated DealersCUR-DEAL
FIU · AML_Supervised_By / Reports_To
Primary authority
Relationship
Framework
Entity Types
Permitted / observed status model
Entity Regulatory Profile — target data model
| Field | Example | Why |
|---|---|---|
| Entity_ID | ENT-0001 | Stable KNODE identity |
| Jurisdiction_ID | CUR | Country/jurisdiction scope |
| Sector_ID / Entity_Type_ID | CUR-TSP / TSP Legal Person | Applicability engine |
| Authority_ID | CBCS | Regulator relationship |
| Relationship_Type | Licensed_By | Prevents ambiguous “supervised by” logic |
| Supervisory_Status | License Legal Person | Actual status |
| License_or_Registration_No | ... | Evidence |
| Effective / End Date | ... | Historical lineage |
| Source / Last Verified | Official register / date | Provenance |
Jurisdictions1 Active
Authorities3
Sector Families13
Authority RolesMany-to-many
Source MonitoringEnabled
Next JurisdictionNetherlands
World Regulatory Map
Curaçao · 3 authorities
Administrator-controlled global coverage. Curaçao is the first fully configured jurisdiction; new countries can be added without code changes in the target data model.
Jurisdiction Profile · Curaçao
Relationship Model
Jurisdiction
→Authority
↔Supervisory Role
↔Sector
→Entity Type
→Regulation
→Obligation
Curaçao Authorities
CBCS
Covered Sector / Entity Families
Authority × Sector Matrix
| Sector family | CBCS | FIU Curaçao | CGA |
|---|---|---|---|
| Banking | ● | — | — |
| Insurance | ● | — | — |
| Pensions | ● | — | — |
| Investment/Funds | ● | — | — |
| Trust/Corporate Services | ● | — | — |
| Securities/Asset Mgmt | ● | — | — |
| Payments/Money Transfer | ● | — | — |
| VASP/Crypto | ● | — | — |
| Gaming | — | — | ● |
| Real Estate | — | ● | — |
| Legal/Notary | — | ● | — |
| Accounting/Tax | — | ● | — |
| Dealers | — | ● | — |
A dot means the authority has a modeled regulatory/supervisory/reporting relationship to that sector. Production data stores the exact role rather than treating every relationship as “licensed by”.
KNODE Administrator · Add / Maintain Authority
Workflow: Proposed → Research → Verified → Approved → Active → Superseded/Inactive
Entity Supervisory Status Model
Licensed
Registered
Dispensation
Exempt
Pending
Suspended
Revoked
Inactive
Separate relationship types: Licensed_By, Registered_With, Supervised_By, AML_Supervised_By, Reports_To, Standard_Setter_Link. This prevents KNODE from incorrectly treating every authority relationship as the same form of supervision.
Traceability Records10
Direct Source Mappings6
Source-Level Mappings4
Unverified Legal Inferences0
Radar MonitoringOn
CBCS · TSP Regulatory Traceability
Article/paragraph-level evidence layer. KNODE separates direct legal/source references from higher-level operational mappings so an obligation can always be traced back to its authoritative basis.
Source Document
→Article / Paragraph / Page
→Regulatory Requirement
→KNODE Obligation
→Control
→Evidence
→Test
→CaaS
Source References
TSP Supervisory Questionnaire — purpose and scope
TSP Supervisory Questionnaire for Legal Entities
Direct sourceAnnual reporting requirement
TSP Supervisory Questionnaire for Legal Entities
Direct sourceExternal auditor review and certification
TSP Supervisory Questionnaire for Legal Entities
Direct sourceClient-file minimum content
Minimum Content Client Files for Trust Service Providers
Direct sourceCurrent TSP AML/CFT/CFP framework
CBCS AML library
Source-levelSystematic AML risk assessment / SARA
CBCS AML library
Source-levelIndependent testing requirement
CBCS AML library
Source-levelRemote identification provisions
CBCS AML library
Source-levelOperational risk guidance
CBCS TSP Policy Guidelines
Source-levelExhibits A/B governance
CBCS TSP Policy Guidelines
Direct page referenceVersion & Provenance Fields
| Field | Purpose |
|---|---|
| Source_ID / Source_Title | Stable identity of authoritative source |
| Source_URL | Official publication location |
| Article / Paragraph / Page | Precise legal traceability |
| Publication_Date / Effective_Date | Regulatory lifecycle |
| Version / Content_Hash | Detect source changes |
| Last_Checked / Last_Changed | Radar monitoring |
| Supersedes / Superseded_By | Version lineage |
| Mapping_Confidence | Direct / interpreted / expert-validated |
| Validated_By / Validated_At | Human governance and sign-off |
Regulatory Sources8+
Mapped Obligations17
ControlsLinked
EvidenceLinked
ReportingLinked
CaaSResolved
CBCS → Trust Service Provider Regulatory Knowledge Base
First deep regulatory vertical. Each obligation is versionable and connects regulatory source to operational controls, evidence, reporting and a matching KNODE service.
CBCS
→TSP
→Source
→Obligation
→Risk
→Policy
→Procedure
→Control
→Evidence
→Test
→Reporting
→CaaS
Obligation Library
Business-wide AML/CFT/CFP Risk AssessmentTSP-AML-001
Risk Management · CBCS / TSP
Risk-Based Customer Due DiligenceTSP-AML-002
CDD · CBCS / TSP
Beneficial Ownership IdentificationTSP-AML-003
CDD · CBCS / TSP
PEP / Sanctions / High-Risk ScreeningTSP-AML-004
Screening · CBCS / TSP
Enhanced Due DiligenceTSP-AML-005
EDD · CBCS / TSP
Ongoing MonitoringTSP-AML-006
Monitoring · CBCS / TSP
Unusual Transaction Escalation & ReportingTSP-AML-007
FIU · CBCS / TSP
AML Policies, Procedures & Internal ControlsTSP-AML-008
Governance · CBCS / TSP
Independent AML TestingTSP-AML-009
Assurance · CBCS / TSP
Client File Minimum Content & CompletenessTSP-AML-010
Client Files · CBCS / TSP
Adequate Administrative Organisation & Internal ControlTSP-NOST-011
NOST · CBCS / TSP
Annual Supervisory QuestionnaireTSP-NOST-012
Reporting · CBCS / TSP
External Auditor CertificationTSP-NOST-013
Reporting · CBCS / TSP
License / Dispensation GovernanceTSP-NOST-014
Licensing · CBCS / TSP
Operational Risk ManagementTSP-OPS-015
Operational Risk · CBCS / TSP
Identification Without Physical ContactTSP-ID-016
CDD · CBCS / TSP
International Companies ReportingTSP-REP-017
CBCS Reporting · CBCS / TSP
Business-wide AML/CFT/CFP Risk Assessment
TSP-AML-001Official Source Register
| Source | Type | KNODE Use | Monitoring |
|---|---|---|---|
| NOST / Landsverordening toezicht trustwezen | Legislation | Licensing, governance, supervision, reporting | Daily |
| AML/CFT/CFP P&G for Company (Trust) Service Providers — June 2023 | Sector guidance | AML obligation library | Daily |
| Systematic AML/CFT/CFP Risk Assessment Guidance / SARA | Guidance | Risk → control mapping | Daily |
| Independent Testing circular | Circular | Assurance/testing obligations | Daily |
| Compliance Check Client Files | Control checklist | Client-file testing | Daily |
| Minimum Content Client Files | Requirement | Evidence completeness | Daily |
| Identification without Physical Contact — July 2026 | Provisions | Remote identification | Daily |
| TSP Supervisory Questionnaire | Annual reporting/control | NOST compliance + auditor certification | Daily |
Primary Authorities3
Mapped Sector Families22+
Regulatory RelationshipsMany-to-many
Radar Sources4+
CaaS ResolutionActive
Curaçao Regulatory Matrix
Select a supervisory authority and sector. KNODE resolves the supervisory role, applicable framework, obligations, evidence and relevant Compliance-as-a-Service package.
CBCS
Financial SectorPrudential, conduct/integrity and AML/CFT supervision across regulated financial-sector categories.
FIU Curaçao
DNFBP AML SupervisorAML supervision for designated non-financial businesses and professions, plus unusual-transaction reporting authority.
Curaçao Gaming Authority
GamingLicensing/supervision of gaming sectors and AML/CFT supervision for the gaming industry.
Curaçao
→CBCS
→Trust Service Provider
→Regulation / Guidance
→Obligation
→Risk
→Policy
→Procedure
→Control
→Evidence
→Reporting
→CaaS Service
Supervisory ScopeFramework / Regulatory Basis
KNODE Service Resolution
Authority → Sector Inventory
| Authority | Sector / Category | Role in KNODE | Example CaaS Coverage |
|---|---|---|---|
| CBCS | Credit Institutions | Financial supervision + AML/CFT | KYC/KYB, risk, controls, monitoring, reporting |
| CBCS | Institutional Investors & Insurance Brokers | Financial supervision + AML/CFT | Risk framework, policies, controls, reporting |
| CBCS | Investment Institutions & Administrators | Financial supervision + AML/CFT | KYC/UBO, governance, controls, reporting |
| CBCS | Trust Service Providers | Licensing/dispensation + supervision + AML/CFT | TSP KYC/UBO, SARA/SIRA, FIU, CBCS reporting |
| CBCS | Securities / Asset Management | Financial supervision | CDD, risk, monitoring, controls |
| CBCS | Money Transfer Companies | Financial supervision + AML/CFT | TM, alerts, cases, FIU support |
| CBCS | VASP / PSP / EMI | Licensing/registration requirements / supervision mapping | AML program, TM, sanctions, governance |
| FIU Curaçao | Real Estate Agents | AML supervision + reporting | CDD/UBO, SoF, unusual transactions, goAML |
| FIU Curaçao | Vehicle Dealers | AML supervision + reporting | CDD, cash/transaction risk, goAML |
| FIU Curaçao | Precious Metals / Stones / Jewellery | AML supervision + reporting | CDD, high-value transaction controls, goAML |
| FIU Curaçao | Building Materials Dealers | AML supervision + reporting | CDD, transaction risk, reporting |
| FIU Curaçao | Attorneys / Notaries | AML supervision when covered services are provided | CDD/UBO, matter risk, reporting workflow |
| FIU Curaçao | Accountants / Tax Advisers / Administrative Offices / Other Experts | AML supervision when covered services are provided | CDD, risk assessment, procedures, goAML |
| CGA | Land-Based Casinos | Licensing + supervision + AML/CFT | Player KYC, TM, AML controls, reporting |
| CGA | Online Gaming | Licensing + supervision + AML/CFT | KYC, player/funds monitoring, AML program, controls |
| CGA | Lotteries | Licensing + supervision / AML mapping | CDD, AML controls, reporting |
| CGA | Charity Bingo / Bon Ku Ne | Notification/licensing-related supervision | Governance, AML applicability, evidence |
| CGA | Critical Gaming Suppliers | Supplier licensing under LOK | KYB/UBO, integrity, governance, licensing support |
Upcoming Regulations12
Consultations4
Effective <90 Days7
High Impact3
Policies Affected14
Controls Affected27
Regulatory Radar — Curaçao
Detected
→Consultation / Draft
→Published
→Adopted
→Effective
→Implementation Deadline
| Authority | Change | Sector | Status | Effective | Impact | Action |
|---|---|---|---|---|---|---|
| CBCS | Illustrative TSP supervisory update | Trust Services | Upcoming | Q4 | High | |
| FIU Curaçao | Illustrative reporting guidance change | DNFBP | Review | Pending | Medium | |
| CGA | Illustrative AML control requirement | Gaming | Published | 90 days | High |
Impact Graph
Regulatory Change
→Obligations
→Risks
→Policies
→Procedures
→Controls
→Evidence
→Affected Clients
→Remediation Service
Monitored Official Sources
SourceAuthorityFrequencyStatus
CBCS publications / supervisionCBCSDailyActive
FIU Curaçao publicationsFIUDailyActive
CGA publications / licence conditionsCGADailyActive
Government / legislation publicationsGovernmentDailyActive
Change Detection Agent
Detect → classify → compare version → extract obligations → map sectors → calculate impact.
Human Validation
Regulatory analyst validates material changes before remediation is activated.
Marketplace Overview
Global CaaS CatalogOne marketplace for all KNODE Compliance-as-a-Service offerings. Jurisdiction, authority, sector and regulatory applicability determine which services are relevant.
Service Catalog · Regulatory Mapping
| Service | Jurisdiction | Authority | Sector / Activity | Workflow | Review / Sign-off | Deliverable |
|---|---|---|---|---|---|---|
| TSP Licence / Dispensation Readiness | Curaçao | CBCS | TSP | Assess → Gap → Remediate | Expert + Client | Readiness Report |
| TSP Client File Compliance Review | Curaçao | CBCS / FIU | TSP | File → Test → Findings | Expert | File Review Report |
| SARA / Business-Wide Risk Assessment | Curaçao | CBCS | Financial / TSP | Scope → Assess → Controls | Reviewer + Client | SARA / BWRA |
| Complex UBO / Ownership Investigation | Global | Applicable Authority | Cross-sector | Graph → Research → Analyse | Expert | UBO Assessment |
| Unusual Transaction Assessment | Curaçao | FIU | Reporting Entities | Alert → Analyse → Decide | Compliance Approval | UTR Decision File |
| FIU Reporting Rule Mapping | Curaçao | FIU | Reporting Entities | Indicators → Rules → Tests | Expert | Rule Mapping |
| CGA Online Gaming Licence Readiness | Curaçao | CGA | Online Gaming | Scope → Licence → Controls | Expert + Client | Licence Readiness |
| VASP Regulatory & AML Readiness | Curaçao | CBCS / FIU | VASP | Perimeter → AML → Controls | Expert + Client | Readiness Assessment |
| Regulatory Change Impact Assessment | Global | Applicable Authority | Cross-sector | Change → Impact → Actions | Reviewer | Impact & Remediation Plan |
| Regulatory Reporting Readiness | Global | Applicable Authority | Cross-sector | Map → Validate → Evidence | Reviewer | Reporting Readiness Pack |
| AML Control Testing | Global | Applicable Authority | Cross-sector | Control → Sample → Test | Reviewer | Control Test Report |
Service Configuration Engine Jurisdiction-aware
KNODE determines the applicable service variant, obligations, workflow, evidence, approvals and pricing from the client's regulatory context.
Curaçao · CBCS · Trust Service Provider
Applicable FrameworkCuraçao AML/CFT + CBCS sector framework
Required EvidenceEntity, UBO, risk, screening, monitoring and reporting evidence
ApprovalCompliance review + management sign-off where required
Service VariantTSP-specific workflow and deliverable set
Active Services28
Managed Services7
Expert Services11
Open Orders19
SLA On Time96%
Compliance-as-a-Service Marketplace
KYC Full Service
KYCIdentity, verification, representatives, screening, UBO and risk recommendation with compliance report.
$75 / case
KYB Company Review
KYBRegistry, legal form, directors, ownership, UBO, business activity and company risk assessment.
$125 / entity
PEP / Sanctions / Adverse Media
ScreeningStandalone screening with false-positive disposition, evidence and audit trail.
$3 / subject
Complex UBO Investigation
ExpertMulti-layer ownership graph, indirect ownership, control paths, nominees and expert conclusion.
$450 / case
Enhanced Due Diligence
EDDSource of funds/wealth, adverse information, high-risk factors, evidence review and recommendation.
$650 / case
False Positive Expert Check
ExpertHuman review of possible PEP, sanctions or adverse-media matches with documented rationale.
$45 / review
AML Gap Audit
AssessmentCompare current AML framework with applicable obligations and produce remediation roadmap.
$1,500 / audit
Enterprise Risk Assessment
SIRA / SARAInherent risk, controls, effectiveness, residual risk, evidence, rationale and management approval.
$2,500 / assessment
AML Policy
DocumentJurisdiction-specific AML policy mapped to obligations, risks, controls and governance.
$850 / document
Procedure / Work Instruction
DocumentOperational procedure with process steps, roles, evidence, controls, approvals and versioning.
$450 / document
Control Test
ControlDesign and operating-effectiveness test with evidence, findings, remediation and retest.
$150 / test
Regulatory Radar Subscription
IntelligenceDaily monitoring of configured official sources, upcoming regulation, guidance, consultations, deadlines and supervisory changes by jurisdiction and sector.
$250 / month
Regulatory Impact Assessment
ImpactMaps a regulatory change to obligations, affected clients, policies, procedures, work instructions, controls and evidence requirements.
$450 / assessment
Regulatory Change Remediation Package
RemediationImpact assessment plus required policy, procedure, control, training and implementation updates through final sign-off.
From $1,500
Regulatory Change Remediation
RegulatoryImpact analysis across obligations, policies, procedures, controls and affected client processes.
From $1,250
Managed Transaction Monitoring
OperationsRules, typologies, alert triage, investigation, evidence and escalation to suspicious-activity decision.
$500/mo + usage
Alert Investigation
CaseAnalyst investigation of monitoring alerts with disposition, rationale and evidence package.
$65 / alert
SAR / STR Assistance
FIUSuspicion assessment, narrative, supporting evidence, review and filing-ready deliverable.
$350 / report
FIU / goAML Support
FIURegistration, submission workflow, evidence completeness and filing support.
$250 / engagement
MLRO-as-a-Service
ManagedExternal MLRO workflow, deputy coverage, risk framework, escalations, FIU and regulator support.
From $2,500/mo
Compliance Operations
ManagedCo-managed or fully managed KYC, reviews, monitoring, cases, documentation and reporting.
Custom subscription
Regulatory Examination Support
ManagedReadiness review, evidence room, response tracking, findings and remediation management.
From $2,000
AML Training / Academy
TrainingRole-based training, assignments, completion evidence, certificates and expiry monitoring.
$49 / learner
Whistleblowing Service
GovernanceAnonymous channel, secure communication, case intake, investigation and policy support.
$49/mo
Privacy / DPO Service
GDPRPrivacy framework, DPO workflow, incidents, data-subject requests and control documentation.
From $750/mo
AI Compliance Assessment
AI ActAI inventory, classification, risk, controls, documentation, training and remediation.
$1,250 / assessment
Order Lifecycle
Marketplace Service
→Jurisdiction
→Entity / Sector
→Applicability
→AI / Expert Work
→Review / Approval
→Deliverable
→Billable Event
Create / Configure Service Order
Quote & Commercial Controls
Base service$450
Expert review$150
Platform / evidence package$25
Estimated total$625
Commercial approval
Quote → Client acceptance → Order activation
Compliance sign-off
Prepared → Reviewed → Approved → Signed → Effective/Delivered
Service Delivery Pipeline
1 Order
→2 Scope
→3 Execute
→4 Expert Review
→5 Client Approval
→6 Sign-off
→7 Deliverable
→8 Billable Event
→9 Invoice
| Order | Service | Client | Model | Status | Amount | Deliverable |
|---|---|---|---|---|---|---|
| ORD-1048 | Complex UBO Investigation | ABC Ltd. | Expert-assisted | In Progress | $625 | UBO Assessment |
| ORD-1047 | KYC Full Service | DEF Holding | Co-managed | Completed | $100 | KYC Report |
Expert Review Context
| Order | Jurisdiction | Authority | Sector | Service | Review Stage |
|---|---|---|---|---|---|
| ORD-1048 | Curaçao | CBCS / FIU | TSP | Complex UBO Investigation | Expert Analysis |
| ORD-1051 | Curaçao | CGA / FIU | Online Gaming | Gaming AML Package | Reviewer |
Expert Workspace
Assigned14
Due Today4
Awaiting Client6
4-Eyes Review5
SLA97%
| Work Item | Service | Client | Required Action | Due | Status |
|---|---|---|---|---|---|
| WI-2218 | Complex UBO | ABC Ltd. | Review ownership conclusion | Today | Assigned |
| WI-2217 | EDD | Global Investments | Source of Wealth review | Today | Review |
| WI-2214 | AML Policy | MNO N.V. | Four-eyes approval | Tomorrow | Ready |
CaaS Billing Model
| Billing Component | Source | Examples |
|---|---|---|
| Platform Subscription | Tenant / Plan | Core KNODE access |
| Usage | Service / Transaction | KYC, screening, monitoring, FIU rule execution |
| Expert Services | Order / Review | Complex UBO, EDD, regulatory analysis |
| Deliverables | Approved Output | Policy, risk assessment, readiness report |
| Managed Services | Recurring Service | MLRO support, ongoing compliance, monitoring |
Compliance-as-a-Service Billing Engine
MRR$42.8k
Usage This Month$11.4k
Expert Fees$7.2k
Unbilled Deliverables$8.6k
Invoices Due$14.1k
Platform Subscription
+Usage
+Expert Services
+Approved Deliverables
+Managed Services
→
Invoice
| Event | Charging Rule | Trigger | Amount | Status |
|---|---|---|---|---|
| KYC Full Service | Per completed case | Deliverable approved | $75 | Billable |
| Complex UBO | Base + expert review | Expert sign-off | $625 | Billable |
| MLRO-as-a-Service | Monthly subscription | Monthly anniversary | $2,500 | Recurring |
| AML Policy | Per final document | Client sign-off | $850 | Awaiting approval |
Training / Academy
Course catalog, assignments, completion, certificates, expiry and obligation mapping.
Whistleblowing
Anonymous reporting, secure communication, configurable intake, investigation and reporting workflow.
Privacy / GDPR
Privacy risk, DPO workflow, processing register, incidents, requests, documentation and controls.
AI Compliance
AI inventory, classification, risk assessment, controls, documentation, training and EU AI Act obligations.
KNODE Feature Coverage Register
| Capability | Baseline | KNODE V0.1 | Enhancement |
|---|---|---|---|
| AML-as-a-Service | Baseline | Covered | CaaS marketplace |
| KYC/KYB/UBO | Baseline | Covered | Graph-native ownership |
| Policies / Procedures / Work Instructions | Baseline | Covered | Regulatory lineage |
| Risk Assessment | Baseline | Covered | Controls + residual risk |
| Transaction Monitoring | Baseline | Covered | Graph patterns |
| External MLRO | Baseline | Workflow | Managed service model |
| Training / Academy | Baseline | Covered | Obligation mapping |
| Whistleblowing | Baseline | Covered | Case graph |
| Privacy | Baseline | Covered | Unified controls |
| AI Compliance | Baseline | Covered | AI inventory graph |
| Expert review | Baseline | Covered | Order + billing event |
Audit Trail
| Time | Actor | Action | Object |
|---|---|---|---|
| 09:14 | AB | Approved | AML Policy v2.1 |
| 08:42 | System | Screening completed | STU Holdings |
| 08:15 | JS | SAR filed | CASE-2026-015 |
Source Governance
Verified Regulatory Data PipelineKNODE only promotes a sector, obligation or regulatory interpretation into production after an official source is captured, reviewed and versioned. Source records are first-class graph objects with jurisdiction, authority, document type, publication/effective dates, verification state and supersession history.
Official Sources0
Verified0
Pending Review0
Sector Mappings0
Coverage0%
Source Intake
Market & Reporting Sectors
SME + Reporting Entity CoverageKNODE market coverage is not limited to prudentially regulated institutions. The market model starts from entities that have AML/CFT reporting, customer due diligence, monitoring or recordkeeping obligations — often defined by the jurisdiction's FIU / Reporting Centre and sector supervisors.
Market Families0
SME-Friendly Sectors0
FIU / Reporting Driven0
Financial Sectors0
Non-Financial Sectors0
Market Resolver
Reasoning & Memory
Cognitive LayerAgent → Context Builder → Memory Retrieval → Reasoning Modules → Prompt + Tools → Graph → Recommendation → Evidence → Governance → Memory Write.
Reasoning Run
Product Runtime Foundation
Persistent Product ObjectsMoves KNODE from screen-level demo logic toward product runtime concepts: tenant, users, clients, workflow runs, tasks, evidence objects, decisions and audit events. In this prototype these objects persist in browser storage; the production target is API + Neo4j.
Tenants0
Users0
Clients0
Workflow Runs0
Tasks0
Evidence Objects0
Runtime Context
Current Runtime Object
Client Workspace
Dynamic Client Compliance ViewOne client workspace combining profile, jurisdiction, regulatory applicability, ownership, KYC, risk, workflows, agents, evidence, cases and deliverables. The workspace is generated from the client context rather than a fixed page structure.
Compliance Score—
Applicable Obligations—
Open Tasks—
Evidence Complete—
Open Cases—
Client Profile
Resolved Regulatory Chain
Applicable Authorities
Regulatory Applicability Workbench
Multi-Jurisdiction EngineA deeper KNODE product demo. The engine resolves jurisdiction, entity type, product/service and activity into authorities, regulations, obligations and required Functional Blocks. The client sees the requirement plus a “Why does this apply?” explanation.
Client Regulatory Profile
Resolved Path
Authority Relationships
Multi-Jurisdiction Regulatory Demo
Curaçao + NetherlandsDemonstrates that the KNODE Regulatory Engine is jurisdiction-driven rather than Curaçao-specific. Select a jurisdiction and sector to resolve the relevant authority relationships and generate a different compliance context.
Regulatory Context
Authorities
Resolved Graph
Applicability Result
| Authority | Role | Compliance Context |
|---|
Generated Workflow Profile
Agent Studio
Graph + Agents + Prompts + ToolsPrototype orchestration layer for KNODE. Functional Blocks can invoke specialized agents. Each agent uses a versioned prompt, approved tools and graph context, then produces structured output, evidence and a governed recommendation.
Agents0
Prompt Versions0
Registered Tools0
Agent Runs0
Agent Registry
Create Agent
Agent Configuration
Select an agent.
Orchestration Chain
Workflow Block→Agent→Prompt Version→Tools→Neo4j Context→Structured Output→Evidence→Human Governance
Latest Agent Run
No agent run yet.
Workflow Builder
Reusable Functional Blocks
KNODE workflows are composed from reusable application functions. A flow can be generated automatically
from regulation/sector/risk context, manually assembled by an administrator, or edited after generation.
The same functional block can be reused across KYC, periodic review, FIU, reporting, remediation and CaaS.
Functional Blocks0
Flow Steps0
ModeManual
Rules Applied0
Functional Block Library
Context for Auto-Generate
Applied Rules
No rules applied yet.
Flow Definition
Execution & Agent Routing
Runtime Mode
Execute the current workflow step-by-step. KNODE routes eligible Functional Blocks to the configured agent; user/manual blocks remain human tasks.
Runtime Status
Not started.
No execution events yet.
Flow JSON
Client Onboarding & KYC
Production-like Prototype
Interactive onboarding workflow covering entity setup, regulatory scope, KYC/KYB, UBO registration,
screening, risk assessment, evidence collection, review and approval.
1 Entity
2 Scope
3 UBO
4 Screening
5 Risk
6 Evidence
7 Review
8 Approved
ProfileDraft
UBOs0
ScreeningPending
Risk Rating—
Entity Profile
UBO Registration
| UBO | Residence | % | Qualification | Status |
|---|---|---|---|---|
| No UBOs added. | ||||
Regulatory Scope
| Authority | Requirement | Status |
|---|---|---|
| Scope not resolved. | ||
Screening & Risk
No risk assessment performed.
Evidence Checklist
Decision & Audit Trail
No decision yet.
Functional Workflow Lab
Interactive Prototype
This screen turns the KNODE concept into a working end-to-end workflow. Create a client, resolve regulatory
applicability, perform KYC/UBO/risk actions, open a case, order a CaaS service and complete approval/sign-off.
Prototype data is stored locally in your browser.
Clients0in local prototype
Open Cases0requires review
Active Orders0CaaS workflow
Signed Decisions0audit-ready
1. Client & Regulatory Context
Client
Applicability
KYC / UBO
Risk
Case
CaaS Order
Approval
Signed
2. Operational Actions
Resolved Compliance Requirements
| Authority | Requirement | Status |
|---|---|---|
| Run the applicability engine. | ||
Workflow Event Log
Current Graph State
Active Case
No case created.
CaaS Order
No service ordered.
Transaction & Market Intelligence
NeoArbiTrader Integration
NeoArbiTrader provides economic and market-pattern intelligence. KNODE adds client, UBO, jurisdiction,
AML/CFT/CPF, sanctions, FIU, case-management and evidence context. The two layers remain modular but operate
on shared graph entities.
Transactions Analysed12,486demo period
Arbitrage Patterns38economically explainable
AML Alerts14require compliance review
Unexplained Routes3high priority
Shared Graph Route
USDT→
Exchange A→
BTC→
Exchange B→
USDT
NeoArbiTrader explanation: cross-market arbitrage route, 4 hops, 7 minutes, estimated spread capture 1.8%.
KNODE Compliance Interpretation
Client fitPattern consistent with declared digital-asset trading activityPASS
JurisdictionOne exchange requires enhanced jurisdiction reviewREVIEW
SanctionsNo direct sanctions match in demo dataPASS
FIU ruleNo objective hit; subjective unusual-transaction assessment remains requiredASSESS
Case statusEconomically explainable, but analyst review required due to route complexityOPEN
Explainable Intelligence Chain
Market
→
Asset
→
Exchange
→
Wallet
→
Transaction
→
Pattern
→
Client
→
UBO
→
Risk
→
Alert
→
Case
→
FIU Indicator
→
Decision
→
Report
NeoArbiTrader Pattern Output
KNODE Compliance Agent Input
Marketplace Services Enabled by This Module
| Service | Sector | Core Capability | Output |
|---|---|---|---|
| Crypto Transaction Monitoring | VASP / PSP / Trading | Wallet + route + rule monitoring | Alerts / cases |
| Wallet & Exchange Exposure Review | Digital Assets | Counterparty / exchange risk | Risk opinion |
| Digital Asset Source-of-Funds Analysis | Cross-sector | Transaction provenance | SOF evidence package |
| Complex Transaction Investigation | Cross-sector | Pattern reconstruction | Investigation report |
| Trading Pattern Investigation | Trading / VASP | Economic rationale analysis | Explainability report |
Integration Boundary
NeoArbiTrader answers: what happened economically?
KNODE answers: what does it mean for risk, compliance, obligations, cases and reporting?
KNODE answers: what does it mean for risk, compliance, obligations, cases and reporting?
CaaS Marketplace Governance & Temporal Engine
V0.40
This engine tests Marketplace coverage against sector, regulation, obligation, function and reporting,
while preserving service versions over time. Regulatory changes can create impact alerts, new service versions,
new services, or retirement actions.
Published→
Upcoming→
Effective→
Active→
Superseded→
Repealed / Retired
Sector Coverage100%4/4 demo sectors mapped
Obligation Coverage89%1 gap detected
Functional Coverage92%2 capabilities need expansion
Version Health88%1 superseded mapping still active
Coverage & Gap Detection
| Sector | Obligation / Function | Marketplace Service | Status |
|---|
Regulatory Impact Alerts
Service Version Registry
Stable Service_ID + immutable Service_Version nodes. Orders keep the exact ordered version as a historical snapshot.
Temporal Graph Resolution
RegulationVersion
→
ObligationVersion
→
RequiredCapability
→
Service_Product
→
Service_Version
→
Order Snapshot
Graph-Driven UI Engine
Runtime CompositionThe browser shell remains stable, but modules, pages, widgets, actions and forms are resolved from graph context: user role + client + jurisdiction + sector + regulatory status + products/activities + obligations.
Graph Resolution Path
Generated Compliance Pages
| Module | Why Visible | Authority / Regulation Context | Primary Action |
|---|
Neo4j Runtime Simulation
Simulated CypherThis does not connect to Aura yet. It simulates the exact resolver pattern KNODE can use against Neo4j: select client + role, resolve regulatory context, then return UI modules/pages/actions.
Generated Cypher
Resolved Graph
Resolver Output
UI Graph Model
User
→Role
→Client
→Jurisdiction
→Sector
→Entity Type
→Product / Activity
→Authority
→Obligation
→UI_Module
→UI_Page
→Widget / Form / Action
Design rule: fixed browser shell, graph-driven menu, pages, widgets, forms and actions.
Administration
Tenants, users, roles, permissions, approval matrices, service pricing, integrations, retention and system configuration.